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If you drive, you need the right cover.
Get instant motor insurance in minutes, fully digital, affordable, and built for how you actually drive. Choose your cover period and pay only for what you need.
Your Benefits
Pay & Drive gives you control, flexibility, and peace of mind on the road.
Quick & Easy Process
Get your car insured in just a few minutes with our streamlined online process. No paperwork, no hassle.
Secure Payments
Pay securely using your bank card or mobile money. Your financial information is always protected.
Comprehensive Cover
Choose from a range of insurance plans that suit your needs and budget.
Customer Support
Our support team is available around the clock to assist you with any questions or issues.
Why Choose Us?
Insurance should be simple and dependable. That’s why we combine MTN’s digital convenience with Sanlam Allianz’s proven expertise to deliver protection you can trust.
Convenient access
Fully an online process from start to claims
Affordable pricing
Pay for what you need, when you want it
Flexible coverage"
Weekly, monthly, quarterly, and yearly options
Buy a Motor Insurance Policy with These Easy Steps
Steps to Follow to Buy an Insurance Policy
01
Register
Visit app.ayoghana.com Click on Sign up. Make sure to review terms and policies.
02
Provide Info
Select your preferred cover policy and provide your vehicle information and cover duration
03
Make Payment
Select preferred payment method. Confirm payment by entering your pin.
04
Receive Document
Finally get an SMS notification on payment made.
FAQs
How to get started
How to manage policy
How to claim
Simple insurance. Trusted partners. Real protection.