Our Story
Mission & Vision
Leadership
Our Story
aYo Intermediaries Ghana LTD was established in 2017 as a subsidiary of MTN Group to provide affordable and accessible insurance solution to every Ghanaian.
Trusted since 2017
aYo Intermediaries Ghana Ltd, in partnership with MTN, offers accessible and affordable microinsurance solutions to MTN subscribers across the country. Our products underwritten by Sanlam Allianz Insurance Ghana Ltd include Hospitalisation, Life, and Motor Insurance, with premiums conveniently paid via airtime or MoMo.
Over the past nine years, aYo has insured more than 8.5 million lives and paid over GHS40million in claims to more than 60,000 policyholders and beneficiaries nationwide. Our focus is on supporting low-income households by providing financial relief during illness, loss, and other unexpected events.
Through our hospital cash benefits and funeral support policy, policyholders receive support for medical expenses and income replacement, helping families stay financially resilient when it matters most.
Families Protected
8.5
Million
Ghanaians
Claims Paid
GHS 40
Million
Families Benefited
60
Thousand
Vehicles Registered
197
+
Our Mission
To make insurance relevant, accessible, affordable and easy-to-use.
Our Vision
To create a future where every Ghanaian uses insurance.
Leadership
Executive Committe
Board Of Directors
Executive Committee
Our Executive Committee provides strategic and operational leadership, with the expertise to address current and emerging priorities. With clearly defined roles and shared accountability, the team ensures sound decision-making and effective day-to-day management of the business.
Francis Gota
CEO/Managing Director
Solomon Osei
Chief Finance Officer
Nicholas Normeshie, ESQ
Head of Operations, Compliance and Risk
Emmanuel Gyim
Head of Sales & Distribution
Perpetual Quaye
Marketing Manager
Richard Sena Agbo
Human Resource Business Manager
