Trust since 2017

aYo Intermediaries Ghana Ltd, in partnership with MTN, offers accessible and affordable microinsurance solutions to MTN subscribers across the country. Our products underwritten by Sanlam Allianz Insurance Ghana Ltd include Hospitalisation, Life, and Motor Insurance, with premiums conveniently paid via airtime or MoMo.

Over the past nine years, aYo has insured more than 8.5 million lives and paid over GHS40million in claims to more than 60,000 policyholders and beneficiaries nationwide. Our focus is on supporting low-income households by providing financial relief during illness, loss, and other unexpected events.

Through our hospital cash benefits and funeral support policy, policyholders receive support for medical expenses and income replacement, helping families stay financially resilient when it matters most.